Business Banking: DO MORE with your money at FNBT

At First National Bank and Trust Company, we want to be part of your overall business strategy by helping you and your business DO MORE with your money. We look at your business goals and then determine the right financial products to help you to reach maximum results. Choosing the right products and services are key to keeping your business thriving. From nonprofits to agriculture, small business to large business, FNBT utilizes its trust department, combined with our own suite of financial offerings to bring your business needs under one roof.

To see what we can offer you and your growing business, click below to expand and see our full product and service lineup.

Business Products and Services

business man making a pizza

Deposit Products

Lending Products

Digital Services

Investment and Fiduciary Services**

Nonprofit Products and Services

children huddled with arms around one another

Deposit Products

Lending Products

Digital Services

Tax Services

Payroll and Sales Tax Services

  • Payroll Processing
  • Payroll Tax Reporting
  • Tax Payment Scheduling
  • Worker's Compensation Audit

Accounting Services

  • Bank Reconciliation
  • Financial Statements (P&L's - Balance Sheet)
  • 1099 Preparations Services
  • Quarterly Tax Filing

Consulting Services

  • Tax Return Preparation
  • Entity Election and Filing (LLC, S-Corp, Partnerships)

Investment and Fiduciary Services**

Additional Considerations

  • Priority community reinvestment and volunteer status
  • Free employee and client educational opportunities

 

Ag Business Products and Services

corn field

Deposit Products

Lending Products

Digital Services

Tax Services

Payroll and Sales Tax Services

  • Payroll Processing
  • Payroll Tax Reporting
  • Tax Payment Scheduling
  • Worker's Compensation Audit

Accounting Services

  • Bank Reconciliation
  • Financial Statements (P&L's - Balance Sheet)
  • 1099 Preparations Services
  • Quarterly Tax Filing

Consulting Services

  • Tax Return Preparation
  • Tax Planning
  • Entity Election and Filing (LLC, S-Corp, Partnerships)

Investment and Fiduciary Services**

 

Ag Producer Products and Services

cattle eating at a feedbunk

Deposit Products

Lending Products

  • Operating Line of Credit
    • Crop
    • Livestock
  • Term Loans
    • Breeding Stock
    • Machinery and Vehicles
    • Farm Improvements
  • Equipment and Vehicle Financing
  • Ag Real Estate Loan
    • In-House
    • Farmer Mac
    • Secondary Market
  • Home Loans
  • Facility Loans
    • Cattle and Hog Barns, Farm Storage Buildings, Grain Storage, etc.
    • Morton Building Loans 

Digital Services

Tax Services

Payroll and Sales Tax Services

  • Payroll Processing
  • Payroll Tax Reporting
  • Tax Payment Scheduling
  • Worker's Compensation Audit

Accounting Services

  • Bank Reconciliation
  • Financial Statements (P&L's - Balance Sheet)
  • 1099 Preparations Services
  • Quarterly Tax Filing

Consulting Services

  • Tax Return Preparation
  • Tax Planning
  • Entity Election and Filing (LLC, S-Corp, Partnerships)

Investment and Fiduciary Services**