Business Credit Cards

Keep your business spending separate from your personal with our business credit cards from Visa®. We offer different cards for different needs, including a rewards card option. Earn points for every dollar you spend to use on travel and merchandise.

  • Employee cards at no extra cost
  •  Transaction Reporting
  • Credit Line Sharing & Consolidated Statements
  • Mobile Payments
  • Email and Text Fraud Alerts
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance1
  • Personal service from people you know

Choose the option that is best for your business.

  • Business Rewards Credit Card - earn unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.2
  • Business Cash Rewards Credit Card - earn 1% cash back on all net purchases.2
  • Business Edition Credit Card - no penalty APR and low interest rates.*
  • Company Rewards Charge Card - intended for large corporations, non-profits and municipalities. No annual fee. Pay-in-full account.**

Apply Now

If you are interested in applying for a business credit card, please contact First National Bank and Trust Company at 217-935-2148 in Illinois or 608-323-3331 in Wisconsin. Please call 800-423-7503 for credit card customer service support.

DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit firstnbtc.com or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity

Cash Management

Make your business run more efficiently. Our cash management services help you streamline administrative tasks to save time and money.

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Business Loans

Only you know what your business needs to succeed. We will help you develop a plan to finance those needs. We offer low rates and flexible terms, so you can find a payment plan that works within your business' budget. Talk to a commercial lender today about how you can get started.

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*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
**See the card application’s Terms and Conditions for current terms, rates and fees.
1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2To access rewards, your account must be open and in good standing.