At First National Bank and Trust Company, we offer a checking account with rewards as a way of saying “thank you” to our loyal clients. With our Cash Back checking account, you can earn 3.50% cash back on debit card purchases — up to $8.75 per month. Qualifications apply.
Make your business run more efficiently. Our cash management services help you streamline administrative tasks and improve cash-flow to save time and money.
IMPORTANT NOTICE 4/15/2025: Due to a widespread vendor issue, some transactions on your VISA debit card may have double-posted to your account. These duplicate transactions will be corrected by the vendor by the end of the week or mid-next week. We apologize for the inconvenience and appreciate your patience!
Use your debit card this month to automatically enter our Rewards Giveaway! Each First National Bank and Trust Company debit card swipe (including online purchases) every month in 2025 will automatically earn you one entry into the drawing. This giveaway includes one monthly $100 prize!
Find one near you!
If you are looking to use an ATM without fees, see the list of Shazam Privileged Status ATMs.
2 Kelli Court PO Box 191Clinton, IL 61727 View on Map
Phone(217) 935-2148
Lobby HoursMon-Fri: 8:00am - 4:00pm
Drive Thru HoursMon-Fri: 8:00am - 5:00pm Sat: 8:00am - 12:00pm
ATM Hours24 Hours
131 W. Main StreetP.O. Box 307Arcadia, WI 54612 View on Map
Phone608.323.3331
Toll Free866-566-2265
Fax608-323-3110
Lobby HoursMonday - Wednesday 8:30am - 4:30pm | Thursday 8:30am - 5:00pm | Friday 8:30am - 5:00pm
ATM Hours24 hours
1550 E Main StreetP.O. Box 307Arcadia, WI 54612 View on Map
Fax608-323-2044
Lobby HoursMonday - Wednesday 8:30am - 4:30pm; Thursday 8:30am - 5:00pm; Friday 8:30am - 5:00pm
Drive Thru HoursMonday - Wednesday 8:30am - 4:30pm; Thursday 8:30am - 5:00pm; Friday 8:00am - 5:00pm; Saturday 8:30am - 12:00pm
36450 Main StreetP.O. Box 96Whitehall, WI 54773 View on Map
Phone715.538.4358
Fax715-538-2360
Lobby HoursMonday - Wednesday 8:30am - 4:30pm Thursday - Friday 8:30am - 5:00pm
Drive Thru HoursMonday - Wednesday 8:00am - 4:30pm Thursday - Friday 8:00am - 5:00pm Saturday 8:30am - 12:00pm
604 S Quincy St.Clinton, IL 61727 View on Map
550 Dettloff DriveArcadia, WI 54612 View on Map