Stocks vs. bonds

October 17, 2019

In the world of finance and investing, the terms “equity”, “debt”, “stocks”, and “bonds” are essential terms. Thus, it is critical to understand what they mean and how they relate to each other. This white paper is intended to provide a high level overview and introduction to important concepts relating to stock and bond investing.

As household consumers, most individuals are familiar with the definition of debt. Like individuals, corporations use debt as a means to finance their operations and business growth. Unlike most individuals, corporations use debt to raise cash for investment in what is intended to be a profitable operation or initiative; for individuals, debt tends to be predominantly used to fund consumption.

To learn more about the concepts relating to stock and bond investing, download our free white paper pdf below.

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Investment products offered by TS Prosperity Group are: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value.

How cash management and business services boost your small business

October 23, 2024

If you’re a small business owner, you might think cash management services are only for big companies. The reality? These tools can make a huge impact on businesses of all sizes, helping you save time and streamline your financial operations. Imagine spending less time on tedious administrative tasks and more time focusing on what you do best - running your business. Let us show you how cash management can take the stress out of your day-to-day operations.

Let’s Talk Business - Save Time and Money

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At First National Bank and Trust Company, we want to be part of your overall business strategy by helping you and your business DO MORE with your money. We’ve helped many busy business owners streamline their operating accounts, payments, employee retirement accounts and more.

Slow and Steady Wins the Race

June 16, 2021

Think back to when you were growing up. There was a fable around the Tortoise and the Hare, in which the Tortoise ended up winning a race between the two. Now take this metaphor and think about the way people go about investing their money. While the Hare can get some nice short-term returns, that person often thinks they can select the “winners” and “losers” when investing and will see a lot of volatility in their portfolio

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Stocks vs. bonds

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